Zero Deductible Zero Copay Zero Out-of-Pocket With Quarterly Returns 

Introducing The World's First Global Telehealth Benefit Card by United Health Access.
"Health Care Plans For You!"

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Welcome to United Health Access, your premier destination for world-class telehealth benefits. With our innovative approach to healthcare, we are proud to introduce the world’s first Global Telehealth Benefit Card. Experience the future of healthcare with United Health Access. Sign up for our Global Telehealth Benefit Card today and unlock a new level of convenience, affordability, and accessibility in healthcare.

Key Features

With our business card, enjoy a $2000 yearly benefit, coupled with a monthly return of 2% on the annual benefit, enhancing your financial prospects professionally.

01. World's First Global Telehealth Benefit Card

With United Health Access, you can now access medical professionals from anywhere in the world with just a few clicks. Our Global Telehealth Benefit Card connects you with a network of multi-specialty medical professionals, all under one iconic card. No longer will you have to worry about finding a doctor or specialist near you – with our card, the world is your healthcare oyster.

02. Zero Deductible, Zero Copay, Zero Out-of-Pocket Expenses

Gone are the days of hefty deductibles and copayments. With United Health Access, you can say goodbye to those financial burdens. Our Global Telehealth Benefit Card offers zero deductible, zero copay, and zero out-of-pocket expenses. That means you can access medical care without worrying about the cost.

03. Quarterly Returns

As if the no-cost benefit wasn’t enough, we also offer quarterly returns to our members. That’s right – you can earn money by using our Global Telehealth Benefit Card. We believe that healthcare should not only be accessible but also rewarding.

04. Multi-Specialty Medical Professionals

Whether you need a primary care physician, a specialist, or even a therapist, United Health Access has you covered. Our network of medical professionals spans various specialties, ensuring that you can find the right expert for your needs. With just one card, you have access to a world of medical expertise.

05. No Pre-existing Conditions

Worried about pre-existing conditions? Don’t be. United Health Access does not discriminate based on pre-existing conditions. We believe that everyone deserves access to quality healthcare, regardless of their medical history. Our Global Telehealth Benefit Card is open to all, no matter what health challenges they may face.

06. Unlimited Appointments and Counseling

Our Global Telehealth Benefit Card offers unlimited appointments and counseling sessions, making healthcare accessible, affordable, and convenient. Say goodbye to deductibles and out-of-pocket expenses and join us today to experience the future of healthcare.

Individual and Family Membership Plan Covers

  • Advanced practice nurse services
  • Adaptive Behavior Support (ABS) services for those under the age of 21
  • Assistive/Augmentative communication devices
  • Audiology (hearing) services
  • Preventive and holistic dental services
  • Family planning services
  • Laboratory and x-ray services
  • Mental health services
  • Tele nursing care
  • Optical services
  • Post-Stabilization services
  • Holistic Services
  • Obesity
  • Constipation
  • Piles
  • Loose Motion
  • Common Cold, cough
  • Non-severe injuries like minor sprain, strain,
    minor cuts
  • Therapy for Cramps
  • Neuralgia
  • Sinusitis
  • Gastritis
  • GERD
  • Hyperacidity
  • Acne
  • Epilepsy
  • Stage 1 tumour which has not been intervened
    by radiotherapy, chemotherapy
  • Fibrosis
  • PCOD & PCOS
  • UTI
  • Post Pregnancy care
  • Diabetes
  • High Blood Pressure (not more than one stroke
    history)
  • Low Blood Pressure
  • Acute Asthma
  • Stones (not in cases of recurrent pain, size not
    more than 6mm)
  • Smoking Cessation and Counselling
  • Depression
  • Schizophrenia
  • Anemia
Enroll Now

Dental Plans Coverage

This plan encompasses a range of oral health conditions, and their treatment will be administered through holistic approaches, prioritizing safety in dentistry.

  • Cavities (Tooth Decay)
    Decay in the tooth caused by bacteria producing acid that erodes the enamel.
  • Gingivitis:
    Inflammation of the gums, usually caused by poor oral hygiene leading to the accumulation of
    plaque.
  • Periodontitis:
    Advanced gum disease characterized by inflammation and infection of the gums and surrounding
    tissues.
  • Oral Candidiasis (Thrush)
    Fungal infection in the mouth caused by Candida yeast, leading to white patches on the tongue and
    oral mucosa.
  • Oral Cancer:
    Uncontrolled growth of abnormal cells in the mouth, including the lips, tongue, cheeks, and throat.
  • Herpes Simplex Virus (HSV):
    Viral infection causing cold sores (HSV-1) or genital herpes (HSV-2) which can also affect the mouth.
  • Oral Lichen Planus:
    Chronic inflammatory condition affecting the mucous membranes inside the mouth, causing white
    patches and discomfort.
  • Bruxism:
    Excessive teeth grinding or clenching, which can lead to tooth wear and other dental problems.
  • TMJ Disorders:
    Issues affecting the temporomandibular joint, causing pain, clicking, and limited jaw movement.
  • Dental Erosion:
    Loss of tooth enamel due to acid exposure from factors like acidic foods, drinks, or medical
    conditions like acid reflux.
  • Halitosis (Bad Breath):
    Persistent foul-smelling breath, often caused by poor oral hygiene, bacteria on the tongue, or
    underlying health issues.
  • Tooth Sensitivity:
    Discomfort or pain when consuming hot, cold, sweet, or acidic foods and beverages due to exposed dentin or receding gums.
  • Dental Abscess:
    Pus-filled sac caused by a bacterial infection, often accompanied by severe pain and swelling.
  • Xerostomia (Dry Mouth):
    Insufficient saliva production, which can lead to discomfort, difficulty in speaking and swallowing, and an increased risk of cavities.
  • Malocclusion:
    Misalignment of teeth and/or incorrect bite, which can lead to chewing difficulties, speech
    problems, and dental issues.
  • Oral Ulcers:
    Painful sores that can develop on the inner cheeks, lips, gums, or tongue due to various factors.
  • Canker Sores:
    Small, shallow ulcers with a white or gray base and a red border, often causing discomfort.
  • Leukoplakia:
    Thickened white patches on the mucous membranes, which can be precancerous and require
    evaluation.
  • Aphthous Stomatitis:
    Recurrent canker sores that cause pain and discomfort.
  • Impacted Wisdom Teeth:
    Wisdom teeth (third molars) that do not fully emerge from the gums and can cause pain, infection, or crowding.
Enroll Now

Vision Plans Coverage

This plan encompasses a range of vision health conditions, and their treatment will be administered through holistic approaches, prioritizing safety. Your plan may cover more services so please discuss with your TPCP with your conditions.

  • Myopia (Nearsightedness):
    A condition where distant objects appear blurry due to the focal point being in front of the retina.
  • Hyperopia (Farsightedness):
    Distant objects are seen more clearly than close objects due to the focal point being behind the retina.
  • Astigmatism:
    Blurred or distorted vision caused by an irregular shape of the cornea or lens, leading to multiple focal points.
  • Presbyopia:
    Age-related condition where the ability to focus on close objects decreases, often necessitating reading glasses.
  • Cataracts:
    Clouding of the lens inside the eye, causing blurred vision and decreased visual acuity.
  • Glaucoma:
    A group of eye conditions that damage the optic nerve, often due to elevated intraocular pressure, leading to vision loss if left untreated.
  • Macular Degeneration (AMD):
    Progressive deterioration of the central portion of the retina (macula), leading to central vision loss.
  • Diabetic Retinopathy:
    Eye damage caused by diabetes affecting blood vessels in the retina, leading to vision impairment or blindness.
  • Strabismus:
    Misalignment of the eyes, causing them to point in different directions and potentially leading to amblyopia (“lazy eye”).
  • Amblyopia:
    Reduced vision in one eye due to the brain ignoring input from the weaker eye.
  • Strabismus:
    Misalignment of the eyes, causing them to point in different directions and potentially leading to amblyopia (“lazy eye”).
  • Amblyopia:
    Reduced vision in one eye due to the brain ignoring input from the weaker eye.
  • Conjunctivitis (Pink Eye):
    Inflammation of the conjunctiva (clear tissue covering the white part of the eye) caused by infection or allergies.
  • Blepharitis:
    Inflammation of the eyelids, often causing redness, itching, and irritation
Enroll Now

Mental Plans Coverage

  • Depression
  • Anxiety Disorders
  • Bipolar Disorder
  • Schizophrenia
  • Post-Traumatic Stress Disorder (PTSD)
  • Obsessive-Compulsive Disorder (OCD)
  • Dementia and Alzheimer’s Disease
  • Attention Deficit Hyperactivity Disorder (ADHD)
Enroll Now

NOTE: Upon completion of the application form, tailored to your health profile, we will promptly furnish you with the requisite plan to meet your needs effectively.

Additional Applicants

Who is Applying

Please add name the any other person that needs coverage

Non-Covered Services

Experimental Treatments

Services that are experimental or not authorized by BTFMP are not covered.

Limited Procedures

Certain diagnostic procedures and  treatments like dialysis and organ failure are not included.

Specific Conditions

Conditions such as heart attacks with history, complex fractures, and chronic diseases are excluded.

Here is a list of some of the medical services and benefits that Family Membership Plan do not covers:

  • Services that are experimental or investigational in nature
  • Services that are provided by a non-network provider and not authorized by BTFMP
  • Services that are provided without a required referral or prior authorization
  • Elective cosmetic surgery
  • Infertility care, such as sterilization
  • reversals and fertility treatments, such as artificial insemination or in-vitro fertilization
  • Heart Attack (with 2 strokes history)
  •  Complete Liver failure
  • Kidney Failure
  • Second Stage Tumors
  • Complex Fracture which includes miniplates
  • Dog / Cat Bite
  • Tuberculosis
  • Chronic Asthma
  • Trauma , Head Injury
  • Diagnostic procedures including MRI, CTScan, Radiograph, Ultrasound etc.
  • Biopsy
  • Dialysis
  • Multiple Organ Failure
  • Labor and Delivery
  • Intravenous Medications
  • HIV
  • COPD
  • Stunt Placement
  • endoscopies, catheterizations
  • Any service that is not medically necessary
  • Services provided through local education agencies
  • Paralysis
  • Cardiac Arrhythmias
  • Valvular Heart Diseases
  • Ischemic and
  • Hemorrhagic Strokes
  • Neurodegenerative Diseases
  • Certain Viral Infections (e.g., COVID-19 in
    severe cases)
  • Vaccination
  • Hernia
  • Hemophilia
  • Thrombocytopenia
  • Leukemia
  • Adrenal disorders
  • Pituitary disorders
  • Hyperthyroidism
  • Goiter
  • Sexually transmitted infections (STIs)
  • Systemic Lupus Erythematosus (SLE)
  • Rheumatoid Arthritis (during flare-ups)
  • Acute Suicidal Ideation
  • Acute Psychotic Episodes
  • Anaphylactic Shock
  • Placental Abruption
  • Eclampsia
  • Neonatal Critical Illnesses
  • Pediatric Trauma
  • Premature Birth Complications 
  • Neonatal Intensive Care
  • Cosmetic dentistry
  • Basic and major dentistry services
  • Contact lens insurance Non covered/ unauthorized physical visit.

Online Portal Access

Manage Coverage

Effortless control your health coverage details and access service information through the online portal.

Mobile Access

Stay connected on the go with your smartphone, accessing your personal account anytime, anywhere.

Easy Enrollment

Sign up for an online account to manage your health plan, including ID cards, providers, and authorizations.

More About Us

Disclaimers and Limitations

Telehealth Services

Telehealth services are for general advice and non-urgent concerns,
not a substitute for emergency care.

Healthcare Practitioners

While licensed, the availability of specific healthcare providers
cannot be guaranteed at all times.

Privacy and Security

All interactions are confidential, yet no internet transmission is 100% secure.

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Rights & Responsibilities

Your Rights

Understand your entitlements to privacy, quality care, and informed consent within your health plan.

Your Responsibilities

Learn about your role in maintaining your health, following treatment plans, and respecting policies.

Member Services

Contact Member Services for assistance in understanding and exercising your rights and responsibilities.

Fraud, Abuse & Neglect

“Addressing Fraud, Abuse & Neglect with vigilance and care, safeguarding against harm and ensuring integrity.”

01

Fraud Prevention

Stay informed about how to detect and prevent fraudulent activities related to your health plan.

02

Report Abuse

Learn the proper channels to report any instances of abuse or neglect within the healthcare system.

03

Protect Your Rights

Understand the measures in place to safeguard your rights and ensure ethical healthcare practices.

Membership Benefits

No Co-Pays

Enjoy the convenience of medical, vision, and dental services with no additional out-of-pocket costs.

Comprehensive Coverage

UHAMP provides a holistic approach to your health, covering a wide range of services to meet all your healthcare needs.

Easy Access

With the UHAMP Kit and online resources, understand and utilize your healthcare benefits effortlessly.

Member Services

24/7 Support

Our Member Service Department is available around the clock to assist you with your health plan needs.

Live Assistance

Connect with a live agent from 8 a.m. to 5 p.m. CT, Monday through Friday, for personalized help.

Self-Service

Use self-service or voicemail options 24/7, including weekends and holidays, for
convenience.

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Telehealth Care Access

01

Remote Consultations

Access healthcare professionals remotely for consultations, advice, and follow-ups.

02

24/7 Availability

Receive care at any time with the 24/7 availability of telehealth services.

03

Nationwide Support

Benefit from the nationwide network of providers, ensuring care is always within reach.

Customized Digital Solutions

United Health Access offers tailored features to enhance your healthcare experience. Easily locate in-network providers, manage prescriptions, streamline claims payments, and unlock additional functionalities. Receive personalized alerts for health coaching, care insights, and cost-saving opportunities.

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Exclusive Benefits and Savings

"Customers over 18 can accumulate up to $325 in reward points with our United Health Access Rewards® program, redeemable for a debit card or a wide selection of merchandise. Unlock even more advantages through our United Health Access Healthy Savings® discount program, ensuring you enjoy exclusive benefits tailored to your wellness journey."

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24/7 Customer Service

"Do you have inquiries about your plan? Require assistance locating an in-network healthcare provider? At United Health Access, our dedicated support team is available round the clock to provide guidance on utilizing your plan and navigating through your benefits. Moreover, if you have any health-related queries, you can connect with a licensed clinician anytime, day or night, ensuring prompt access to quality care."

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"How United Health Access Empowers Our Customers"

“Our diverse range of premier plan selections, individualized healthcare guidance, and budget-friendly pricing ensure that you have seamless access to unparalleled expertise and attentive care precisely tailored to your requirements, precisely when you require it.”

Affordability

"Accessibility At United Health Access, we prioritize affordability, ensuring accessible healthcare solutions for all. With our Zero Deductible, Zero Copay, Zero Out-of-Pocket Expenses, and access to our Patient Assurance Program, we strive to make quality care affordable and within reach for everyone. Our comprehensive plans and programs empower you to access the healthcare you need without financial burden."

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24/7 Virtual Care

"At United Health Access, members benefit from our extensive network of primary care physicians through MDLIVE, offering virtual dermatology, virtual behavioral health, and routine visits 24/7. Additionally, we provide $0 dedicated virtual urgent care and $0 virtual wellness screenings, ensuring convenient access to essential healthcare services anytime, anywhere."

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Guided Customer Care

"At United Health Access, our personalized health coaching services are tailored to assist you in managing specific health conditions such as diabetes. With My Personal Champion®, our dedicated team can guide you through navigating the healthcare system during critical situations. Additionally, our Therapeutic Resource Centers provide access to specialty pharmacists who offer expert advice and support."

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Frequently Asked Questions

Do I have a co-pay?

No co-pays or deductibles for approved services, ensuring your healthcare is straightforward and stress-free.

Yes, dental and vision coverage is included, with detailed information available in the respective sections.

Use the Provider Finder or call us for a comprehensive list of BTFMP in-network providers.

Use the Provider Finder or call us for a comprehensive list of BTFMP in-network providers.

Yes, you can try our products for 30days for free. You will be charged after upgrading the plan only.

Would you like to see if you qualify for financial assistance?

You may qualify to receive a subsidy, which is a tax credit that lowers your monthly premium. Check to see if you’re eligible for these savings through the Health Insurance Marketplace!

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